Personal Finance

Saving Wisely Could Help In First Home Purchase - Worries about money are putting off significant numbers of Britons from taking their initial steps on to the property ladder, new research shows.

Older People 'Under Financial Pressure' - Thousands of older people across Britain could be putting themselves under unnecessary financial pressure, a new set of figures indicates.

Homeowners 'Must Take Action' Against Energy Bill Increases - A significant number of consumers may find that their finances will come under further pressure, it has been suggested.

How To Use a Basic Retirement Calculator - A basic retirement calculator is a program that you can find for free on the Internet. This calculator will take your current retirement savings information, let you factor in things that will affect the final number and then tell you how much more you will need to save to be able to retire at the level that you want to retire at.

'Practical Measures' Can Help Reduce Energy Bills - Getting insulation fitted in lofts could be a way for homeowners to reduce their energy bills, an industry expert has suggested.

25 Tips for Debt Reduction - Do you shuffle bills from month to month deciding which one needs to paid first? Is there unopened mail sitting on the counter? Has the checking account never been balanced? Are you always borrowing a few bucks from family and friends? Do you write checks but then forget to mail them? If any of these questions hit home for you then you need this information.

Home Is Where The Money Is - Finding the "extra" money in the money you already have.

Credit Card Debt Consolidation - Help with your credit card debt.

Chapter 7 Bankruptcy and Chapter 13 Bankruptcy: What's the Difference? - Differences between Chapter 13 and Chapter 7 bankruptcies.

First Time Buyers Advised Against 'Overstretching' Property Budgets - A rising proportion of first-time buyers are looking to purchase a home located near their place of work, it has been suggested.