Personal Finance

Unwise Student Spending Can Leave Brits With 'Debt Mountain' - With students receiving their A-level results today, the thousands of young people who are set to head to university are being warned that a lack of financial planning could leave them with debt problems later on in life.

The Best Methods For Transferring Money Overseas - A description of the main money transfer service providers there advantages and disadvantages and tips on how to get the best value for money transfer.

Choosing The Right Tax Software Program - Do it yourself tax software is quickly becoming the preferred method of filing taxes for both individual and small businesses. As the demand for tax software increases, more and more vendors enter the market.

Britons 'Wary' About Financial Future - The country's financial optimism has hit a record low, new research shows.

The ABCs of Exchange Traded Funds - Every investor should consider Exchange Traded Funds (ETFs). The younger brother of open-end index mutual funds is growing up fast and showing greater versatility.

Strategies to Effective Money Management - Before you can ever reduce your expenses and increase your savings, you must first know where your money is going to. Many people share the same experience of having no idea where their $5,000 salary went. 'How did I spend so much money?' 'I thought that I should have $1,000 left at the end of the month, but it seems to have all disappeared!'

Balance Transfers Pay Credit Card Bills - There are ways and ways of dealing with credit card debt. Balance transfer credit cards are one of these.

Debt Management vs. Bankruptcy - Every day, individuals and families are forced into bankruptcy simply because there is no other way out of their financial distress. It is important to realize that, before having to file for bankruptcy, every possible option should be explored to help avoid the single most damaging blemish that a credit report can possess.

New Financial Inclusion Scheme Launched - The roll-out of a new microfinance institution (MFI) could see some of the most financially-excluded people in Britain gain access to low-rate loans, it has been announced.

Finances Being 'Stretched To The Max' - An increasing number of Britons have found themselves coming under financial strain, a new report has revealed.