Personal Finance

Student Consolidation Loans And The Sub-Prime Crisis - How the sub-prime crisis affects students.

Student Loan Forgiveness Programs - A brief discussion of certain circumstances when a student loan may be partially or totally cancelled.

Top 10 Ways To Cut Spending - Do you run out of money before you run out of month? Do you wonder where your money goes each month? Do you struggle to find money to invest for retirement, emergencies and other financial goals? Here are 10 tips to cut your spending and stretch your dollar to the max:

Why Should I Make a Budget? - How many times do we really focus on adding up all the little expenses and stop to think about them in a different way?

Basics and Pitfalls of Credit Card Ownership - A credit card enables the consumer to borrow money from the issuer to purchase a particular product or avail some kind of services. It is used in place of cash as majority of people find it a convenient and safer mode of financial transactions.

Consumers 'Worried' At Thought Of Base Rate Rises - The prospect of changes to the base rate by the Bank of England's monetary policy committee (MPC) are a source of concern for millions of Britons, the publication of new figures reveal.

Student Loan Default - Avoid It With These Easy Steps - Clearly, the best way to avoid a student loan default is one of two ways, firstly, either take a loan out which is always going to be well within your means or secondly, make sure that you keep up your repayments each month, on time, every month.

Piggy Banking for Adults - We all have to learn about the value of money someday. Here is how you could teach that lesson to your child.

Getting The Most Cash Back From Cash Back Credit Cards - This article enables the consumer to choose the best cash back credit cards and avoid those that may not benefit them.

Homeowners Set For 'Rough Ride' - A price rise announcement earlier today by one energy supplier could spell increased financial pressure for many Britons, it has been suggested.